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About Us






Professional Leasing, Inc. was formed in 1982 to provide economical lease finance options to local businesses on Delmarva in need of purchasing new or used equipment and vehicles. Now in business for over three decades, Professional Leasing, Inc. works with businesses all over the Mid-Atlantic region.
 
Professional Leasing, Inc services many industries including agriculture, manufacturing, transportation, construction, medical, office, and more. Whether you need trucks and trailers for your transportation business, heavy equipment for your construction business, tractors for your farm, custom manufacturing equipment, or a security system for your office – Professional Leasing Inc can create a lease plan that works for you.
 
At Professional Leasing, Inc. we become your business partner by understanding the wants and needs of your business in order to provide practical and convenient lease finance solutions to help your business grow. Our associates work directly with you to create lease finance plans specifically customized for your business needs. At Professional Leasing we guarantee unparalleled customer service, prompt turnaround on lease inquiries, and deliver exceptional results that exceed the expectations of our customers.
 
We offer lease financing for many types of equipment and vehicles ranging from $5,000.00 - $500,000.00.


Why Lease With Us





You should lease when you are in need of equipment for your business, whether it is for an “upgrade” or replacement, or for an expansion that is necessary for your company's growth.
 
  • Leasing is easier. The lease process is quick, efficient and easy, saving you valuable time and giving you quick access to funds necessary to purchase your equipment. When banks say no, we say yes.
  • Leasing does not involve a large down payment as most banks require.
  • Provides fixed rate financing, usually a small monthly payment based on the term of your lease.
  • Gives you the ability to own your equipment without having to pay cash upfront.
  • Professional Leasing, Inc. can custom tailor a lease plan to work within your business's cash flow. We can utilize skip, or step payment plans to help you manage your business's cash flow, during its off peak periods.
 
Benefits For Lessee
 
Facilitates Budget Planning
Improve cash flow budgeting. Let Professional Leasing make it possible to put new equipment to use immediately, with a multitude of lease plans to work within your company's cash flow.

Frees Up Working Capital
Leasing does not require any large outlay of monies. Generally, 100% of the cost of the equipment may be financed. Preserve your cash for your business operations.

Credit Undisturbed
Established lines of credit with your other financial institutions are typically not affected by our lease contract.

Cost Management
Get pre-approved for your equipment purchase, then shop for your equipment with your financing in place. You select the equipment and negotiate the price. Realize a "cash purchase" discount from your vendor, because you are buying your equipment with our cash.

New or Used Equipment
Your business can benefit from the cost savings associated with the purchase of used equipment.

Equipment Obsolescence
Leasing allows you to schedule your payment stream to the equipment's life cycle. Our flexible programs will allow you to purchase the equipment at the end of the lease, or walk away and acquire the new technology your business requires. Our leases will allow you to maintain the most current technology, making your business more competitive.

FAQS





Leasing

Q. What is a Lease?
A. A lease is a contractual agreement between the lessee (the customer) and the lessor (Professional Leasing Inc). We purchase the equipment from your vendor and lease it to the lessee for a fixed monthly payment.

Q. How does the equipment lease process work?
A. Select the equipment that you would like to obtain and finalize the price with your vendor. Professional Leasing will help you determine the best equipment lease option and term. Complete the application and, upon approval, Professional Leasing will generate the contracts and issue funds to your vendor.

Q. What type of equipment can be leased?
A. Most types of equipment can be leased as long as it is for commercial purposes.

Q. Who can apply for a lease?
A. Any business, company, association or non-profit can lease through Professional leasing providing it is used for commercial purposes.

Q. What types of leases do you offer?
A. Professional Leasing offers a $1 buyout lease, a 10% purchase option lease, as well as a Fair Market Value Option Lease.

Q. What options do you offer at the end of your lease?
A. Professional Leasing offers a $1 buyout, 10% purchase option as well as a Fair Market Value Option.

Q. Can I obtain my equipment from a private party rather than a vendor?
A. Yes, as long as the equipment is used for commercial purposes.

Q. What type of information do you need to begin the lease approval process?
A. You will need to complete our lease application. If any supplemental information is required, we will contact you.

Q. Will you lease new or used equipment?
A. Yes, Professional Leasing will lease new as well as used equipment.

Rates and Terms

Q. What types of rates and terms do you offer?
A. Our lease rates are fixed for the entire term, they do not change. Our lease terms may be set from 12-60 months. Contact us to discuss your needs with our associates. They will work with you to formulate a plan that works best for your business.

Q. Is insurance needed for the Equipment?
A. Yes, you must provide insurance coverage on your equipment in order to lease with us.